Mortgage repayment calculator

See what your monthly mortgage repayments could be, based on the figures you enter.

Repayment mortgages only.

Your figures

Property price (£)

Enter the purchase price, in pounds.

The full price of the property you want to buy, before taking off your deposit. Use the agreed price, or the asking price in the property listing if you are exploring. For a £200,000 property, enter 200000.

Deposit (£)

Enter your deposit, in pounds. You can enter 0.

The money you will put towards the property price, rather than borrow on the mortgage. Enter pounds, not a percentage. Use the amount set aside for your deposit, keeping other buying costs separate. For a £20,000 deposit, enter 20000.

Annual interest rate (%)

Enter the borrowing interest rate you want to calculate with, not APR or APRC. You can enter 0.

The yearly interest rate the lender charges on the mortgage. Find it in the mortgage quote or ask your lender or adviser. For 5%, enter 5. Use the borrowing interest rate, not the APR or APRC figure, which also takes account of certain charges.

Mortgage term (whole years)

Enter the full repayment term, not the length of an initial fixed-rate deal.

The total time you plan to take to repay the mortgage. Find this in the mortgage quote or ask your lender or adviser. For a 25-year mortgage with a 2-year fixed-rate deal, enter 25, not 2. This calculator uses whole years.

Your figures stay in your browser. We do not store, log or transmit them, and you do not need to provide personal details.

Estimated monthly repayment

Enter your figures and select “Calculate repayments” to see your estimate.

About this estimate

This is an estimate, not a mortgage offer, recommendation or affordability assessment. It assumes the interest rate you enter stays the same throughout the term and excludes fees and other home-buying costs. Rates and repayments can change. Your lender will confirm the actual figures.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Speak to an adviser